Monday, November 3, 2025 / by Paula Clark
First-Time Home Buyer Guide for Bergen County, NJ

Buying your first home in Bergen County can feel overwhelming — but it doesn’t have to be. With the right preparation and a trusted guide, you can enjoy the process and make smart financial decisions. Here’s my step-by-step plan to help you succeed.
1. Know What You Can Afford
Before you fall in love with a home, meet with a trusted lender to understand your budget. Get a full pre-approval, not just a pre-qualification — sellers take you more seriously when you’re ready to act.
2. Choose the Right Town
Each Bergen County community has its own lifestyle: Westwood offers walkable charm, Old Tappan has space and luxury, while Park Ridge balances neighborhood feel and convenience. We’ll match your goals to the right town.
3. Understand Total Costs
Beyond your down payment, remember taxes, insurance, inspections, and closing costs. Bergen County property taxes vary by town — I’ll help you estimate the full picture before you commit.
4. Don’t Skip the Inspection
A licensed inspector will reveal the true condition of a home — even in move-in ready houses. It’s worth every penny.
5. Lean on Experience
I’ve helped hundreds of first-time buyers across Bergen County. From contract to closing, I’ll walk you through every step with clarity and confidence.
Call to Action:
Ready to become a homeowner in Bergen County? Let’s start your search today — text or call the Paula Clark Group at 201-280-0056.

