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Category: Shifting market

    What Will It Take for Prices To Come Down?

    By Paula Clark | December 10, 2024

    You may be wondering if home prices are going to crash. And believe it or not, some people might even be hoping this happens so they can finally purchase a more affordable home. But experts agree that’s not what’s in the cards – and here’s why. There are more people who want to buy a home than there... Read More

    When Will Mortgage Rates Come Down?

    By Paula Clark | December 4, 2024

    One of the biggest questions on everyone’s minds right now is: when will mortgage rates come down? After several years of rising rates and a lot of bouncing around in 2024, we’re all eager for some relief. While no one can project where rates will go with complete accuracy or the exact timing, experts offer... Read More

    Sell Your House During the Winter Sweet Spot

    By Paula Clark | December 3, 2024

    A lot of people assume spring is the ideal time to sell a house. And sure, buyer demand usually picks up at that time of year. But here’s the catch: so does your competition because a lot of people put their homes on the market at the same time. So, what’s the real advantage of selling your house before... Read More

    Investors Are Not Buying Up All the Homes

    By Paula Clark | December 3, 2024

    Some Highlights There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.​ Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street. No matter what you’ve heard, the majority of homes are still being purchased... Read More

    Make Your House the Top Thing on Every Buyer’s Wish List This Season

    By Paula Clark | December 3, 2024

    With the holidays right around the corner, homeowners planning to move have a decision to make: sell now or wait? Some may even consider taking their house off the market until next spring. But is that the best choice? Because at this time of year, your home can really stand out. Here’s the thing: there are plenty of... Read More

    Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

    By Paula Clark | November 26, 2024

    One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today. Unlike in the last housing bubble, where many homeowners owed more than their homes were worth, today’s homeowners have far more equity than debt. That’s a big part of the reason why even though mortgage debt is at an... Read More

    Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

    By Paula Clark | November 22, 2024

    With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look at the graph below to see how many... Read More

    What’s Behind Today’s Mortgage Rate Volatility?

    By Paula Clark | November 20, 2024

    If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what... Read More

    Don’t Let These Two Concerns Hold You Back from Selling Your House

    By Paula Clark | November 19, 2024

    If you’re debating whether or not you want to sell right now, it might be because you’ve got some unanswered questions, like if moving really makes sense in today’s market. Maybe you’re wondering if it’s even a good idea to move right now. Or you’re stressed because you think you won’t find a house you like. To put... Read More

    The Big Difference Between Renter and Homeowner Net Worth

    By Paula Clark | November 15, 2024

    Some Highlights If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership. Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s. Let’s connect if you want to learn more about the financial... Read More