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The Paula Clark Group, Keller Williams Valley Realty | Top Westwood NJ Real Estate Team Blog

Monday, November 3, 2025   /   by Paula Clark

The Best Bergen County NJ Neighborhoods for Commuters to NYC

One of the biggest perks of living in Bergen County is proximity to New York City — but commute time can vary dramatically by town. Whether you prefer a small-town feel or luxury living, these neighborhoods make city access easy.
1. Park Ridge
With NJ Transit rail service and quick access to the Garden State Parkway, Park Ridge balances convenience with suburban serenity.
2. Oradell
Known for its beautiful homes and direct train line to Hoboken & Manhattan, Oradell offers excellent schools and tree-lined streets.
3. River Vale
No direct train line, but commuters love its peaceful vibe and easy drive to the Westwood or Hillsdale stations.
4. Montvale
Close to the NY border, Montvale gives you upscale living and an easy jump onto major highways to Manhattan.
5. Westwood
With its walkable downtown and direct NJ Transit stop, Westwood is one of Bergen County’s most in-demand commuter hubs.
Call to Action:
Looking to balance city access and Bergen County lifestyl. ...

Thursday, October 2, 2025   /   by Paula Clark

Why October Is the Best Time To Buy a Home in 2025

 


If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025:
“By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating power they’ve been waiting for—a rare opportunity in a market that has been tight for most of the past decade.”
So, if you’re ready and able to buy right now, shooting for this month means you should see:

More homes to choose from
Less competition from other buyers
More time to browse
Better home prices
Sellers who are more willing to negotiate

Just remember, every market is different. For most of the top 50 largest metros, that sweet spot falls in October. But the peak time to buy may be slightly earlier or later, depending on where you live. As Realt ...

Tuesday, September 30, 2025   /   by Paula Clark

Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs.


Almost every buyer knows they exist, but not that many know exactly what they cover, or how different they can be based on where you're buying. So, let’s break them down.
What Are Closing Costs?
Your closing costs are the additional fees and payments you make when finalizing your home purchase. Every buyer has them. According to Freddie Mac, they typically include things like homeowner insurance and title insurance, as well as various fees for your:

Loan application
Credit report
Loan origination
Home appraisal
Home inspection
Property survey
Attorney

National vs. Local: Why the Numbers Look So Different
When you search for information about closing costs online, you’ll often see a national range, usually 2% to 5% of the home’s purchase price. While that’s a useful starting point if you’re working on ...

Tuesday, September 30, 2025   /   by Paula Clark

Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

 


If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to:
More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able to do the same. No mortgage. No monthly housing payments.
A Record Share of Homeowners Are Mortgage-Free
According to analysis from ResiClub of Census data, more than 40% of U.S. owner-occupied homes are mortgage-free – an all-time high for this data series. That means 4 in 10 homeowners own their homes free and clear (see graph below):
One big reason for this trend? Demographics. As Baby Boomers age and stay in their homes longer, many have had the time to fully pay off their mortgages. You might be in that group too and not even realize just how much buying power you now have. It’s time ...

Tuesday, September 30, 2025   /   by Paula Clark

Why Buyers and Sellers Face Very Different Conditions Today

There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what's happening in your state?
These 3 maps show how the split is playing out across the country. In each one:

Darker Shades of Blue = Buyer friendly
Lighter Shades of Blue = Seller strong

Inventory Sets the Stage
While the number of homes for sale has improved pretty much across the board, how much growth we’ve seen can look dramatically different based on where you live. And that impacts who has the leverage today.
This map uses data from Realtor.com to break it down:

The darker shades of blue show where inventory has risen more than in other areas of the country. Buyers here have more to choose from and should have an easier time finding a home and leveraging their negotiating power.
The lighter shades of blue are where inventory is still l ...
The Paula Clark Group, Keller Williams Valley Realty | Top Westwood NJ Real Estate Team
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Woodcliff Lake, NJ 07677
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