If you need assistance, please call 551-500-4487

The Paula Clark Group, Keller Williams Valley Realty | Top Westwood NJ Real Estate Team Blog

Monday, August 25, 2025   /   by Paula Clark

From Frenzy to Breathing Room: Buyers Finally Have Time Again

If you tried to buy a home a few years ago, you probably still remember the frenzy. Homes were listed one day and gone the next. Sometimes it only took hours. You had to drop everything to go and see the house, and if you hesitated even slightly, someone else swooped in and bought it – sometimes even sight unseen.
That kind of intensity pushed a lot of buyers to the sidelines. It was stressful, chaotic, and for many, really discouraging.
But here’s what you need to know: those days are behind us.
Today’s market is moving slower, in the best possible way. And that’s creating more opportunity for buyers who felt shut out in recent years.
The Stat That Changes Everything
According to the latest data, homes are spending an average of 58 days on the market. That’s much more normal. And it’s a big improvement compared to the height of the pandemic, when homes were flying off the shelves in a matter of days (see graph below):
T ...

Monday, August 25, 2025   /   by Paula Clark

Condos Could Be a Win for Today’s Buyers

Not every homebuyer wants the biggest house on the block. Some want something simpler, more affordable, and easier to maintain, especially in a market where every dollar counts. That’s where condos come in.
For first-time buyers, they can be a smart way to get into homeownership without stretching your budget. For downsizers, they offer less space to maintain with the flexibility to stay in a great location.
And right now, condos are one of the most buyer-friendly parts of the market.
Condo Inventory Is Up, And That Means More Choice
According to the National Association of Realtors (NAR), there are 194,000 condos for sale right now. That’s the second highest amount we’ve seen in the last three years (see graph below):
Just remember, this is the national figure. The exact number is going to vary based on where you’re looking to buy. But, generally speaking, you have more options and less competition.
You’re not stuck wait ...

Monday, August 25, 2025   /   by Paula Clark

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%).
While that may not sound like a big deal, pretty much every buyer has been waiting for rates to fall. And even a seemingly small drop like this reignites the hope we’re finally going to see rates trending down. But what’s realistic to expect?
According to the latest forecasts, rates aren’t expected to fall dramatically anytime soon. Most experts project they’ll stay somewhere in the mid-to-low 6% range through 2026 (see graph below):
In other words, no big changes are expected. But small shifts, like the one we just saw, are still likely. 
Each time there’s changing economic news, there’s a chance mortgage rates will react. And with so many ...

Monday, August 25, 2025   /   by Paula Clark

The Truth About Down Payments (It’s Not What You Think)

Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in.
“I’ll never save enough.”
“I need a small fortune just to get started.”
“I guess I’ll just rent forever.”
Sound familiar? You’re not alone. And you’re definitely not out of luck.
Here’s the thing: a lot of what you’ve heard about down payments just isn’t true. And once you know the facts, you might realize you’re a lot closer to owning a home than you think.
Let’s break it all down and bust some big down payment myths while we’re at it.
Myth 1: “I need to come up with a big down payment.”
This one stops a lot of people in their tracks. A recent poll from Morning Consult and NeighborWorks shows 70% of Americans think they need to put at least 10% down to buy a home. And 11% aren’t sure what’s ...

Thursday, August 21, 2025   /   by Paula Clark

Best Places to Live in Bergen County, NJ

If you’re thinking about putting down roots in Northern New Jersey, Bergen County probably came up in your search, and for good reason. This area blends convenience, community, and lifestyle, whether you're relocating, upsizing, downsizing, or simply looking for a new start. Moving within Bergen County can feel like trading one great option for another. So let's dive into what makes these towns worth exploring.
The Bergen County real estate market continues to be competitive in 2025. Median home prices are sitting around $675,000, and it’s not slowing down any time soon. Towns like Ridgewood, Harrington Park, and Westwood are in high demand. Each offers its own atmosphere, local perks, and strong property value. And with everything from cozy condos to high-end homes, there’s something for every kind of buyer.
Life here isn’t just about real estate. Living in Bergen County means being close enough to NYC to enjoy its opportunities, while still enjoying park ...
The Paula Clark Group, Keller Williams Valley Realty | Top Westwood NJ Real Estate Team
Paula Clark
123 Tice Blvd.
Woodcliff Lake, NJ 07677
551-500-4487


Guaranteed Rate
Jess Silva | VP of Mortgage Lending
(201) 645-6452
3940 N. Ravenswood Ave
Chicago, IL 60613




The data displayed relating to real estate for sale comes in part from the IDX Program of Garden State Multiple Listing Service, L.L.C. Real estate listings held by other brokerage firms are marked as IDX Listing. Information deemed reliable but not guaranteed. Copyright © 2026 Garden State Multiple Listing Service, L.L.C. All rights reserved.
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than The Paula Clark Group, Keller Williams Valley Realty | Top Westwood NJ Real Estate Team are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website. All information deemed reliable but not guaranteed. Last date updated: June 11, 2026 Source: New Jersey Multiple Listing Service, Inc. “2026 New Jersey Multiple Listing Service, Inc. All rights reserved.”
This site is powered by CINC, an FNF RE Tech company: www.cincpro.com